Ripple Unveils Institutional DeFi Plans on XRPL
Ripple launches institutional DeFi on XRPL, featuring $1B+ stablecoin volume, compliance tools, and native lending.

- Ripple announces institutional DeFi expansion on XRPL.
- Over $1B in stablecoin volume now supported.
- Native lending protocol and compliance tools are in development.
Ripple Doubles Down on DeFi for Institutions
Ripple has just unveiled the next phase of its institutional DeFi strategy on the XRP Ledger (XRPL), marking a major milestone in the evolution of decentralized finance tailored for enterprise-grade adoption.
According to the announcement, the initiative now supports over $1 billion in stablecoin volume, signaling growing traction among financial institutions using XRPL’s infrastructure for cross-border payments and liquidity management. This push is further backed by live compliance tools to meet regulatory demands and an upcoming native lending protocol, making XRPL a more attractive platform for large-scale DeFi operations.
What’s New in Ripple’s DeFi Roadmap
The announcement highlighted three major updates:
- $1B+ in Stablecoin Volume: Ripple’s DeFi ecosystem on XRPL has crossed a major threshold in stablecoin usage, showing demand for low-volatility assets in decentralized finance, especially for international settlements and liquidity provisioning.
- Live Compliance Tools: With regulatory scrutiny intensifying worldwide, Ripple has integrated real-time compliance features into XRPL, including transaction screening and AML tools—making it easier for institutions to safely interact with DeFi protocols.
- Native Lending Protocol Incoming: Perhaps the most anticipated feature is a built-in lending protocol for XRPL. This will allow users and institutions to lend and borrow assets directly on the chain without needing external platforms, setting the stage for more sophisticated DeFi use cases.
A Strategic Move for Ripple and XRPL
Ripple’s focus on institutional-grade DeFi distinguishes it from many retail-focused DeFi ecosystems. By integrating compliance and scalability, Ripple is positioning XRPL as a serious contender for banks, fintechs, and regulated entities looking to access DeFi capabilities without compromising on trust or control.
As the DeFi space matures, the blend of on-chain transparency with real-world compliance may become the standard—and Ripple seems to be getting ahead of the curve.
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