XRP Price Prediction: SEC Delays Decisions on PENGU and T. Rowe ETFs as DeepSnitch AI Prepares for a Massive January Launch

The US Securities and Exchange Commission (SEC) has extended its decision deadline on two crypto-related exchange-traded funds (ETFs), signaling continued caution from federal regulators. 

Consequently, the XRP price prediction is being re-evaluated by traders who see limited short-term upside in large cryptos. Instead, the market’s focus has shifted to the DeepSnitch AI presale. 

With funds raised surpassing $1,170,000, DeepSnitch AI is positioning itself for a launch that analysts believe will surpass the performance of established tokens in Q1 2026.

SEC taps the brakes on crypto ETFs

The SEC has officially designated a longer period to consider proposed rule changes that would allow the listing of the Canary Pudgy Penguins (PENGU) ETF on Cboe BZX and the T. Rowe Price Active Crypto ETF on NYSE Arca. In separate Federal Register notices released January 12th, the agency utilized its standard 19b-4 process, which permits an extension of the initial decision window by up to 45 days. 

This delay allows the SEC to further evaluate market structure, investor protection, and potential manipulation concerns before giving a green or red light. The Canary PENGU ETF is particularly notable as it seeks exposure to the Pudgy Penguins ecosystem, a prominent NFT collection. This proposal represents a test of how far the agency is willing to go regarding meme and NFT-adjacent exposure in an ETF wrapper.

Market update: DeepSnitch AI to outperform the XRP price prediction

DeepSnitch AI, an AI crypto presale project, is set to outperform the XRP price prediction once it hits top exchanges. 

DeepSnitch AI ($DSNT): The massive launch investors are waiting for

DeepSnitch AI has become one of the most anticipated events of early 2026, with a presale that has already raised over $1,170,000. The excitement is due to the conviction that the upcoming January launch will be nothing short of massive. 

Unlike the speculative ETFs waiting for approval, DeepSnitch AI has a live, revenue-generating product in SnitchFeed, SnitchScan, SnitchGPT, and AuditSnitch. 

Additionally, the DeepSnitch AI token is currently priced at $0.03401, delivering more than 120% gains to those who entered at the start of the presale. The demand is undeniable, with more than 29 million tokens staked by a community that is betting big on the project’s long-term dominance. 

This massive lock-up of supply creates a scarcity effect that could send prices soaring when public trading begins. Adding to the frenzy are the rumors of Tier 1 exchange listings and a major strategic announcement coming very soon. 

That’s why, for many top traders and investors, DeepSnitch AI could outperform the XRP price prediction.

XRP price prediction

The XRP price outlook remains mixed as the asset struggles to break free from bearish sentiment. Despite a massive 214% increase in trading volume over the last 24 hours, the price has actually declined by 4% in the last week as of January 12th. This suggests that the XRP price prediction volume is driven more by distribution or short-term speculation.

XRP technical analysis shows the asset trading around $2.03, hovering near its 50-day SMA. The Fear & Greed Index is at 27, and the sentiment is bearish. Furthermore, the XRP price prediction projects a 44% increase to reach $2.94 by July 2026. 

Pudgy Penguins price prediction

The delay of the Canary ETF has caused issues for the PENGU token. While trading volume has increased by 97% in the last 24 hours, the price has slipped by 3% in the last seven days, within the same period as the XRP price prediction. 

Still, PENGU is outperforming the market slightly but remains weighed down by bearish sentiment and high volatility. The price prediction for PENGU is particularly grim, projecting a 23% decline by April 2026. If the SEC denies the ETF, the downside for PENGU could be severe.

Final thoughts

The SEC’s delay in approving crypto ETFs shows that relying on regulation is a slow process. DeepSnitch AI offers immediate action, live utility, and the potential for a massive launch that defies market stagnation. DeepSnitch AI is the best investment opportunity of 2026, and now is the time to buy. 

Visit the official DeepSnitch AI website, join Telegram, and follow on X for the latest updates.

FAQs

What is the XRP price prediction for 2026?

The XRP price prediction projects a 44% increase to $2.94 by July 2026. However, the current XRP technical analysis indicates bearish sentiment and fear in the market.

Will the DeepSnitch AI launch be massive?

Yes, analysts predict the DeepSnitch AI launch will be massive due to its live AuditSnitch utility, over $1.17 million raised, and more than 29 million tokens staked.

Why did the SEC delay the PENGU ETF?

The SEC extended the deadline to evaluate market structure and manipulation concerns. This delay could affect the XRP long-term outlook as it indicates a continued cautious regulatory approach.