XLM and XRP Both Face Pressure As PayFi Traders Pile Into Remittix
XRP and XLM face slowing momentum, while traders pivot to Remittix (RTX)—a rising PayFi token solving real remittance issues with $18M raised and a wallet launch underway.

In the evolving world of payment-focused cryptocurrencies, XRP and XLM have long been the leading names, but a subtle shift is happening.
Traders in the PayFi (Payment Finance) space, those focused on real-world financial use cases, are increasingly rotating out of legacy picks like XRP and Stellar Lumens (XLM) and taking early positions in a rising challenger: Remittix (RTX).
XRP & XLM: Legacy, But Lagging?
Both Ripple (XRP) and Stellar (XLM) were early attempts at modernizing international payments using blockchain. They’ve made significant inroads with banks, remittance providers, and even governments. But this year, both tokens have faced mounting pressure.
- XRP price forecast: Unless a clear breakout above $3.3 happens soon, many traders expect consolidation or rotation into higher-upside assets like RTX.
- XLM price outlook: Still hovering around $0.41, XLM hasn’t moved significantly in months, and on-chain activity suggests declining whale interest.
For many in the PayFi crowd, that’s enough reason to start exploring elsewhere. With newer projects offering sharper focus and more substantial traction, attention is quietly shifting away from the old guard.
Remittix (RTX): A New Contender in the PayFi Space
Enter Remittix, a blockchain project designed specifically for one of the most painful and outdated industries: international remittances.
What makes RTX different?
- Built to move real money into real terminals
- Proprietary wallet + PayFi API for businesses
- The revenue model pays holders through transaction fees
- Capital-light but adoption-heavy early traction
Why Traders Are Making the Switch
Several signs suggest that Remittix is gaining serious ground among traders and retail investors alike:
- Massive upside momentum: over $18 million has been raised already; plus there’s an ongoing $250,000 giveaway.
- Beta wallet waitlist exploding: thousands have signed up to test Remittix’s upcoming wallet, which supports multi-currency remittances and fee sharing for RTX holders.
- Community growth: Telegram and X (Twitter) engagement is trending up week after week, rivalling what PEPE and BONK achieved during their early momentum stages.
What’s more, even institutional voices are starting to take notice.
What It Means For XRP Price and XLM Price
To be clear, XRP and XLM aren’t dead. But their price charts are looking tired, and their investor base seems to be growing impatient.
Meanwhile, Remittix isn’t just another crypto project with a whitepaper and a dream. It’s solving a tangible global problem, and doing it at a time when blockchain-based remittance solutions are finally gaining real traction.
If XRP and XLM were the first wave of PayFi tokens, Remittix is the evolution, leaner, faster, and more in touch with what everyday users need.
For investors seeking real-world use cases with growth potential beyond the hype, RTX may be the best crypto to buy right now.
Discover the future of PayFi with Remittix by checking out the project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway