Stablecoin Volume Hits $46T, Surging Past Visa
Stablecoins processed $46 trillion in a year—three times Visa’s volume and rivaling traditional banking networks.
- Stablecoins saw $46 trillion in transactions last year.
- Volume is nearly three times higher than Visa’s.
- Stablecoins are catching up to the ACH banking network.
Stablecoins are no longer just a niche part of the crypto ecosystem—they’ve become a powerful force in global finance. Over the past 12 months, stablecoins have processed a staggering $46 trillion in transaction volume. To put that in perspective, that’s almost three times the volume processed by Visa, one of the world’s largest traditional payment networks.
This massive leap shows just how quickly digital assets are gaining traction as tools for everyday and institutional financial activity. While stablecoins were initially used for crypto trading and transfers, they are now playing a growing role in remittances, business payments, and decentralized finance (DeFi) protocols.
Outpacing Visa, Challenging ACH
Visa, a household name in payments, processed around $15 trillion in the same time frame. Stablecoins, backed by assets like the US dollar, now handle transactions at a volume that far exceeds this.
What’s more impressive? Stablecoins are now closing in on the volume processed by the Automated Clearing House (ACH) network—an essential part of the U.S. banking system that handles everything from paychecks to bill payments. This shows that stablecoins aren’t just fast—they’re becoming a legitimate alternative to legacy payment systems.
Why This Matters for the Future of Finance
The rise in stablecoin transaction volume highlights growing trust in crypto-powered financial infrastructure. With lower fees, faster settlement times, and global accessibility, stablecoins offer clear advantages over traditional rails.
Governments and regulators are also taking note. As stablecoins become more integrated into mainstream finance, new rules and standards are expected to emerge—potentially accelerating their adoption even further.
For consumers, businesses, and investors, this signals a shift toward faster, borderless, and more inclusive financial systems powered by blockchain technology.
