JPMorgan Ramps Up DeFi/TradFi Fusion with Chainlink & Base Pilot

JPMorgan pilots DeFi–TradFi bridge via Chainlink sync‑settlements and JPMD on Base network.

  • JPMorgan tests cross‑chain settlement with Chainlink.
  • New JPMD deposit token issued on Coinbase Base.
  • Bank anticipates rapid dissolving of DeFi–TradFi boundaries.

JPMorgan’s blockchain arm recently conducted a successful pilot using synchronized settlement technology developed with Chainlink. This allows institutional clients to conduct atomic delivery‑versus‑payment (DvP) trades across multiple blockchain networks. The goal is to build an “asset‑agnostic” system that can seamlessly bridge traditional finance (TradFi) and decentralized finance (DeFi).

This tech enables faster, more secure movement of capital between private and public blockchains. It’s seen as a major step toward reducing the separation between on‑chain and off‑chain financial ecosystems.

Introducing JPMD on Base

In another breakthrough, JPMorgan launched a new token called JPMD on Coinbase’s Base network. Unlike stablecoins, JPMD is directly tied to actual bank deposits. This means it earns interest and falls under traditional banking regulations, including deposit insurance.

JPMD represents real money on-chain, allowing clients to settle transactions instantly on a public blockchain while staying compliant with regulatory standards. The token was transferred from JPMorgan’s internal system to Base, facilitating transparent and secure blockchain transactions.

Why This Matters

These moves show that JPMorgan is not just experimenting with blockchain—they’re setting a new standard for institutional involvement in DeFi. By using Chainlink for proof-based synchronization and deploying JPMD on Base, the bank is proving that DeFi infrastructure can meet the security and compliance standards of TradFi.

Nelli Zaltsman from JPMorgan’s Kinexys team believes that the artificial lines between DeFi and TradFi could disappear in the near future. As infrastructure improves and regulation catches up, full convergence is becoming not only possible but inevitable.

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Aurelien Sage

Aurelien Sage is a blockchain enthusiast and writer, crafting insightful articles on decentralized technologies, Web3, and the future of finance. His work simplifies complex concepts, empowering readers to navigate the evolving crypto landscape with confidence.

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