Senate GOP Unveils New Crypto Market Structure Principles

Senate Banking Committee GOP senators release six‑point crypto market structure principles.

  • Senate GOP Unveils New Crypto Market Structure Principles
  • Principles seek clear security vs commodity definitions and regulator roles.
  • Emphasis on innovation‑friendly rules, anti‑money laundering, and consumer protections.

What Has Been Released

On June 24, 2025, the Senate Banking Committee—led by Chairman Tim Scott (R‑SC), along with Senators Cynthia Lummis (R‑WY), Thom Tillis (R‑NC), and Bill Hagerty (R‑TN)—released six core principles that will guide future legislation on digital asset regulation. These guidelines lay the foundation for a discussion draft of a potential market structure bill.

Key Pillars of the Principles

1. Defining Asset Types

The principles stress the importance of clearly distinguishing between digital asset securities and commodities. This clarity would help create a consistent legal framework and reduce uncertainty for businesses and investors.

2. Dividing Regulatory Oversight

Jurisdiction would be clearly divided among regulators like the SEC and CFTC. Importantly, the plan avoids setting up a new crypto-specific regulator. Rules would be adjusted based on whether a platform is centralized or decentralized.

3. Promoting Innovation

New regulatory exemptions and frameworks are proposed to support token fundraising, improve registration processes, and encourage the tokenization of traditional financial assets.

4. Protecting Consumers

The principles include consumer protections for centralized crypto platforms, including capital requirements, clear custody rules, and ensuring customer assets are safeguarded during bankruptcies.

5. Balanced Anti‑Money Laundering

A targeted AML strategy is recommended. It includes expanding laws to cover U.S.-linked platforms while maintaining room for innovation.

6. Regulatory Clarity and Coordination

Support is given to tools like no-action letters, regulatory sandboxes, and safe harbors to help clarify the rules and coordinate across agencies.

Why It Matters

This is a major step by Senate Republicans toward shaping comprehensive digital asset regulation in the U.S. It signals bipartisan intent to tackle crypto policy, coming on the heels of the GENIUS Act. With global competitors moving quickly, U.S. lawmakers are under pressure to keep pace.

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Disclaimer: The content on CoinoMedia is for informational purposes only and does not constitute financial, investment, or legal advice. Cryptocurrency investments carry risks, and readers should conduct their own research before making any decisions. CoinoMedia is not responsible for any losses or actions taken based on the information provided.

Isolde Verne

Isolde Verne is a passionate crypto writer, focusing on blockchain innovation, NFT ecosystems, and the societal impact of decentralized systems. Her engaging style bridges the gap between technology and everyday understanding.

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