Rakuten Wallet XRP Payments Go Live in Japan

• Rakuten Wallet users can convert Rakuten Points into XRP.
• XRP can be used via Rakuten Pay at 5M+ merchants.
• The move expands real-world crypto payments in Japan.

Rakuten Wallet users in Japan can now convert their Rakuten Points into XRP, giving everyday shoppers a new way to enter the crypto market. The update connects one of Japan’s major rewards systems with a widely followed digital asset.

According to reports, users can buy XRP with Rakuten Points, hold it in Rakuten Wallet, and use it through Rakuten Pay at more than 5 million merchant locations across Japan.

Rakuten Wallet XRP Brings Utility to Daily Spending

This is important because Rakuten Points are already part of daily life for many Japanese consumers. Instead of leaving points unused or spending them only inside limited reward options, users now have a path to convert them into XRP.

The feature also makes crypto spending easier for people who may not use traditional exchanges. By linking Rakuten Wallet XRP support with Rakuten Pay, Rakuten is bringing digital assets closer to normal shopping habits.

Japan Pushes Crypto Payments Forward

Japan has often been seen as a serious market for regulated crypto adoption. Rakuten’s latest move adds another example of how large consumer platforms can make digital assets more practical.

For XRP, this is more than a listing. It gives the token a real payment route through a major retail network. The bigger question now is how many users will choose to spend XRP instead of holding it.

Still, the Rakuten Wallet XRP rollout shows that loyalty points, mobile payments, and crypto can work together in one simple user experience.