
- Crypto Wave 5 is the most parabolic and profitable stage of the cycle.
- Retail investors are mostly sidelined due to high debt and low savings.
- Institutional exit and market euphoria could trigger the next collapse.
If you’re active in the market right now, you’re part of a rare group. Most retail investors are still on the sidelines, either burnt from previous crashes or financially unable to participate. With U.S. personal debt at all-time highs and the national savings rate at historic lows, the average person is simply not in the game.
But here’s the truth: we are now entering Crypto Wave 5, the final and most parabolic phase of the bull cycle. It’s where prices can explode upward, often without much warning. During this stage, volatility increases, news cycles get louder, and the temptation to sell or wait on the sidelines grows stronger. Don’t get shaken out.
Retail Is Missing – For Now
Historically, retail investors return when prices are already sky-high, often acting as exit liquidity for early movers. The current phase is quiet, marked by a lack of mainstream interest. That’s your clue that Wave 5 hasn’t peaked yet.
This is the accumulation phase for those who are early. The train hasn’t fully left the station, and there’s still a chance to board before full-blown FOMO kicks in. The smart money is accumulating, not exiting.
What Comes After the Peak?
Wave 5 doesn’t last forever. When the market reaches its pico top, projections suggest Bitcoin could hit between $180K to $300K. At that point, euphoria takes over, social media buzzes with “super cycle” talk, and retail investors rush back in.
But shortly after, the music stops. Institutional investors begin mass de-leveraging. Retail gets trapped, hoping for rebounds that turn out to be dead cat bounces. Just like in 2022, reality hits hard. Don’t let that be your story.
Choose your sources wisely. Follow those with a long-term view, not hype-driven influencers. Ride the wave, but know when to get off.
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